Annals of Finance

Description

The purpose of Annals of Finance is to provide an outlet for original research in all areas of finance and its applications to other disciplines having a clear and substantive link to the general theme of finance. In particular, innovative research papers of moderate length of the highest quality in all scientific areas that are motivated by the analysis of financial problems will be considered. Annals of Finance's scope encompasses - but is not limited to - the following areas: accounting and finance, asset pricing, banking and finance, capital markets and finance, computational finance, corporate finance, derivatives, dynamical and chaotic systems in finance, economics and finance, empirical finance, experimental finance, finance and the theory of the firm, financial econometrics, financial institutions, mathematical finance, money and finance, portfolio analysis, regulation, stochastic analysis and finance, stock market analysis, systemic risk and financial stability.

Annals of Finance will also publish special issues on any topic in finance and its applications of current interest. A small section, entitled finance notes, will be devoted solely to publishing short articles – up to ten pages in length, of substantial interest in finance.

Officially cited as: Ann Finance

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Financial Consolidation

Aexis is distributor and integrator of financial consolidation solutions providing customers on both the Benelux and French markets with the core financial solutions and service to improve their business performance in real time.

Financial consolidation is often a slow and error prone process that drains organizational resources and delays vital decisions. The problems are formidable - consolidating financial data from diverse locations and across multiple general ledgers, performing multi-currency conversions, untangling outmoded spreadsheet based data collection processes, incorporating changes from reorganizations, mergers, and acquisitions. Our financial consolidation module meets this challenge by streamlining data collection and integration from multiple sources, making the monthly close faster and more efficient. It supports translating and reporting in multiple currencies and turns disparate data into useful, business-critical information. Built-in financial intelligence and management reporting capabilities make results readily available for review, and advanced data collection features eliminate tedious re-keying and expensive error corrections.

With Aexis' financial consolidation software, you can:

* Consolidate data quickly from multiple general ledgers and multiple charts of account?
* Consolidate data from various business perspectives and by multiple structure versions (this year, last year, proposed)?
* Support local and multiple base currency reporting?
* Report on the impact of currency fluctuations (actual, forecast and budget rates)?
* Carry out automated adjustments including minority, inter-company, recurring and miscellaneous?
* Use pre-built reports to interrogate audit trail?
* Look at results with and without adjustments?
* Present information as grids, charts, alerts or colour-coded exceptions?

Click on the country flags below for more information about Financial Consolidation Software on the aexis website

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International Finance Corporation

Our vision is that people should have the opportunity to escape poverty and improve their lives.

Our values are excellence, commitment, integrity, and teamwork.

IFC’s Purpose is to create opportunity for people to escape poverty and improve their lives by

* Promoting open and competitive markets in developing countries
* Supporting companies and other private sector partners where there is a gap
* Helping to generate productive jobs and deliver essential services to the underserved

In order to achieve its Purpose, IFC offers development impact solutions through: firm-level interventions (direct investments and advisory services); standard-setting; and business enabling environment work.

What We Do

IFC fosters sustainable economic growth in developing countries by financing private sector investment, mobilizing capital in the international financial markets, and providing advisory services to businesses and governments.

IFC helps companies and financial institutions in emerging markets create jobs, generate tax revenues, improve corporate governance and environmental performance, and contribute to their local communities. The goal is to improve lives, especially for the people who most need the benefits of growth.

Where IFC Works

IFC invests in enterprises majority-owned by the private sector throughout most developing countries in the world. Developing regions include:

* Sub-Saharan Africa
* East Asia & the Pacific
* South Asia
* Europe & Central Asia
* Latin America & the Caribbean
* Middle East & North Africa

IFC's Strategic Priorities

IFC emphasizes five strategic priorities for maximizing its sustainable development impact:

* Strengthening its focus on frontier markets, particularly the SME sector;
* Building long-term partnerships with emerging global players in developing countries;
* Addressing climate change, and environment and social sustainability activities;
* Addressing constraints to private sector investment in infrastructure, health, and education; and
* Developing domestic financial markets through institution building and the use of innovative financial products.

For all new investments, IFC articulates the expected impact on sustainable development, and, as the projects mature, IFC assesses the quality of the development benefits realized.

Investments

IFC offers an array of financial products and services to its clients and continues to develop new financial tools that enable companies to manage risk and broaden their access to foreign and domestic capital markets.

Advisory Services

IFC offers a range of advisory services in support of private sector development in developing countries.

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Financial Planning

Plan your strategy to make your money grow with the help of these great articles, products, and books; grow your money and your financial freedom.
Articles

Managing the Income Portfolio The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment�

Money Management Guide When the prices of commodities are booming and expenditure is increasing in every manner, it becomes essential to make some planning for your income.

Setting Financial Goals Setting goals is difficult enough without adding the word finance in the mix. . . . This article helps to guide you in successfully determining financial goals that you can actually achieve.

Surviving Tough Times With rising fuel and food prices; the loss of pensions, health care, and jobs; the increase in utility costs for heating, lighting and cooling your home, I think we can all agree that these are tough times.

The Best Investment Advice and Stock Picks for 2006 I am going to show you how I averaged 187% returns on all my investments last year and over 500% for the last 3 years. I will tell you how to prosper in 2006 and make it your best year ever. And the best thing is I won't charge you a penny. This is for real and all my advice is easily verified. Make 2006 your best year ever!

Top 3 Wealth Building Mistakes Do you procrastinate? Investing mistake #1 is waiting too long to begin. The wealth building formula needs time to work.

Your Eggs And One Basket Diversification means spreading your risk among several products. The old adage of not putting all your eggs in one basket relates very well when it comes to designing a good investment portfolio.
Products

FranklinCovey offers something for everyone! GET ORGANIZED! Our products will help you focus on and execute your top priorities, leaving not a single detail unchecked.

TimingCube: Up 900% Since 2000 - 4 Trades a Year. Achieve outstanding returns in both up/down markets with TimingCube Trend Timing investement strategy. 3 to 5 trades a year. Try it risk-free for 30 days.

The Prudent Speculator -- Up over 107% in 2003 -- Ranked #1 by Hulbert... Click Here!

Minyanville Gazette News and Views; daily market insights and commentary. Join the minyanville community today and get Buzz and Banter - their unique desktop application featuring:

* REAL TIME insight and interpretation of the markets
* Key technical levels, sector action, and notable stock movements

Delivered through the eyes and ears of more than 20 renowned investment professionals throughout the trading day.

QuickBooks QuickBooks gives you the power to manage your business more effectively by providing you with fast, easy and integrated solutions to meet the accounting and book keeping needs of your business. Whether you're looking for Financial, Customer or Retail Management Software, QuickBooks has a solution for you! Now up to 20% off QuickBooks products + free shipping.

Quicken Premier Includes the features you need to help you take control of your finances, plus exclusive tools that help you invest, monitor your net worth and optimize your return.

StrategyRunner Real Time Trading Simulator with an Advanced Order Entry and Charts

Subscribe now to The Wall Street Journal and get up to 8 weeks FREE

Wealth Tactics Club We are a membership site that specializes in giving members the products, tools and training to sell "niche" information products over the Internet. We offer instant access to three top membership sites for one low monthly fee. Each membership site is unique and provides the tools and expertise to help create large income streams with "niche" information products.

Web Detective! The Net's #1 Investigation Resource. Web Detective is used worldwide by private investigators and detectives , as well as every day people who use it to find lost relatives, old high school and army buddies, deadbeat parents, lost loves, people that owe them money and just plain old snooping around.
Books

Insider Secrets to Financial Success! This fabulous eBook and accompanying software bonuses have been compiled to help people realise their dreams and to face up to the biggest hurdle confronting us all - financial independence ... today and in retirement. Full of powerful information and practical tools, this self-help resource will offer excellent conversions for affiliates. It's not a get-rich-quick course, it's the real thing ... a step-by-step process that will work for just about everyone.

See Also: Accounting Software , Financial Advice , Financial Freedom , Financial Software , Help With Investing , Investing Software , Help Tax , Identity Theft

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Help With Investing

Get help with investing your money. Try these great articles, products, and books; grow your money and your financial freedom.
Articles

Buy hold sell jump. When do you buy, sell, hold or jump? (A better question still, what do you buy, when do you sell, how long should you hold, and why would you jump?)

The Dow Theory Any serious investor/trader should take the time and try to gain a true understanding of the Dow Theory. Today's markets are more emotional than ever and only by knowing the true tenets of the Dow Theory can one stay firmly planted on the ground with both feet.

Good stock market tip, good return. Forget making a profit; instead focus on the income provided from your stock portfolio.

Money Management And Investing In this article we're going to go over strategies for money management as applied to investing.

Selling strategies setting a stop loss Automate your selling to help prevent loss of capital. We have 2 strategies to help you automate your exit plan and lock in profits or keep your capital.

A Personal Stock Market Investment Philosophy. Persistence, persistence, persistence, and your stock market investment philosophy will become unbeatable!

Straddle strategies in option trading. The straddle strategy is an option strategy that's based on buying both a call and put of a stock.

Why look at mobile homes for sale? There are mobile homes for sale, for much less than stick-built houses, in most areas of the country. Despite the persistent predjudice against them, and sometimes against their residents, mobile homes are the cheap housing choice of millions. The advantages are not always obvious, but they are real.
Products

SR Educator SR Educator is a real-time trading simulator with high quality order execution and complete charting platform. Use our simulator to learn how to trade on real markets.

Microcap stock Trading Platform Descision support systems for professional and individual microcap stock traders.

Minyanville Gazette News and Views; daily market insights and commentary. Join the minyanville community today and get Buzz and Banter - their unique desktop application featuring:

* REAL TIME insight and interpretation of the markets
* Key technical levels, sector action, and notable stock movements

Delivered through the eyes and ears of more than 20 renowned investment professionals throughout the trading day.

StockPoint Trading System : Incredibly Accurate Real-Time Buy and Sell signals!

The Prudent Speculator -- Up over 107% in 2003 -- Ranked #1 by Hulbert... Click Here!

TimingCube: Up 900% Since 2000 - 4 Trades a Year. Achieve outstanding returns in both up/down markets with TimingCube Trend Timing investement strategy. 3 to 5 trades a year. Try it risk-free for 30 days.

Wave59 Use neural nets, price forecasting, and an amazing array of proprietary indicators in your own trading. Once accessible only to select CTAs and floor traders, these tools are now available to private traders for their own use. Try this software free for 30 days, and they guarantee you'll never want to go back to your old charting software!

Subscribe now to The Wall Street Journal and get up to 8 weeks FREE

Wealth Tactics Club We are a membership site that specializes in giving members the products, tools and training to sell "niche" information products over the Internet. We offer instant access to three top membership sites for one low monthly fee. Each membership site is unique and provides the tools and expertise to help create large income streams with "niche" information products.
Books

The Neatest Little Guide to Stock Market Investing (Revised Edition) by Jason Kelly. This book starts with the very basics of the stock market and takes the reader all the way to the level of confident and wise investors. It teaches you all the important and powerful concepts about value investing and growth investing.

Rich Dad's Guide to Investing by Robert T. Kiyosaki and Sharon L. Lechter. What the Rich Invest in, That the Poor and the Middle Class Do Not! The rich are different from the rest of us, if for no other reason than U.S. tax and securities laws allow them to invest in ways that keep us from catching up to them. That's why 90 percent of all corporate shares of stock are owned by 10 percent of the people. Kiyosaki believes it's possible for anyone to move up into that 10 percent, but it takes a different view of investing than most people have: it takes a plan to be a successful investor.

How To Make Money In Stocks: A Winning System in Good Times or Bad, 3rd Edition by William J. O'Neil. "In the following chapters, I will show you exactly how to pick big winners in the stock market and nail down the profits in them,..."

See Also: Accounting Software , Financial Advice , Financial Freedom , Financial Planning , Financial Software , Help Tax , Investing Software

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Financial Software

Get financial answers with these user-friendly, windows-based finance programs. Explore our site and discover software solutions and financial articles that will help you save time and money and acheive your financial freedom.

Here at Finance Software we've got many kinds of financial software including accounting software, investing software, real estate software and more.

Accounting Software Quality accounting and book keeping software for your business accounting, book keeping and personal finance needs; software for expense tracking, budgeting, cash flow reporting, money management, etc...

Investing Software Quality investing software that can help you make a profit on your stock trading, commodity trading, futures trading, option trading or forex trading. Whether your investment strategies rely on technical analysis, stock charts, market research, trading signals, artificial intelligence, or contrarian philosophy here is software to help your portfolio grow.

Personal Finance Software Quality financial software for your personal needs. We've got personal accounting, bookkeeping, budgeting, loan tracking, and investment software. Financial software personal to help you better manage your financial information.

Real Estate Software Real estate software for buying or selling property for the individual or professional. Are you looking to buy investment property either commercial property or residential property? Are you a real estate professional seeking to establish a market real estate web site to publish your real estate listings? Here is real estate software to analyse and research investment real estate, commercial real estate, and residential real estate. Real Estate software to manage your real estate activities.

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Investing and Finance on the Internet

* Are you intimidated by patrons looking for assistance with financial research because you don’t understand the concepts or terminology of finance?
* Ever wonder how "online" investing and trading work?
* Would it help you to know the difference between a stock, a bond, and a mutual fund?
* Are you pretty sure that online investment information has limitations and pitfalls but you don’t know what they are?
* Do you want to learn the difference between "investing" and "trading", and be able to direct patrons to appropriate resources on the Internet based on which one they do?

If the answer to any of these questions is yes, come to this fun, informative, and relevant workshop. It will be the best one-day investment you can make in your financial education!

Workshop Description: This all-day workshop will begin with a demonstration of online trading and an introduction to finance concepts and terminology. Students will then be introduced to the different types of investing and finance resources available on the Internet, and will visit example sites in each category. The workshop will include a number of hands-on exercises, as well as practical, useful tips that can be applied immediately.

Highlights:

* Finance and investing terminology
o stocks, bonds, mutual funds
o "fundamental" analysis
o "technical" analysis
* Investment portals
o what are the popular portals
o what are the differences between them
o how to determine which ones would be appropriate for a particular patron
* How news and world events effect investing
o interest rates and the Federal Reserve
o the global flow of capital
o a look back at September 11, 2001
* Online investing and trading
o how it works
o why it is becoming so popular
o resources on the web for online investors and traders

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Finance & Investing

Find companies dedicated to finance and investment tips, strategies, analyses and resources.


Sage Payment Solutions
Electronic Payment Processing
"One Stop Solutions"
www.sagepayments.com



FranChoice Inc.
FREE franchise consultatation.
Helping People Realize Their Dreams
www.franchoice.com


Commonwealth Capital Advisors
Architects of Finance™
Capital-raising Services & Products
www.commonwealthcapital.com


North American Bancard
Electronic Payment Systems
www.nabancard.com


Crest Capital
Commercial Equipment Financing
and Equipment Leasing Company
www.crestcapital.com

Ridgeline Capital Partners, LLC


Zaner Group LLC

MasterCard International Inc.

FTI Consulting, Inc.

Trintech Inc

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Finance Job

The Finance Grid exclusively focuses on career enhancement opportunities for middle & senior management finance professionals. The Finance Grid has been conceptualised by Ravi Chhabria and Bharati Mujumdar who are both MBAs, with previous professional work experience in the Financial Services Industry. Through our recruitment firm indiarecruit, we have executed a number of search assignments in the financial services sector.

The Finance Grid is a result of various requests from finance professionals expressing their desire for a niche, comprehensive & exclusive common forum related to opportunities in the financial services industry.
Group Websites : Our points of difference :
indiarecruit.com
-
caters to careers for middle & senior management professionals across industries

elevator-jobs.com -
caters exclusively to careers in the Elevator industry across the globe


* Exclusivity - the financial services sector
* Focus - Middle and Senior Management professionals
* Confidentiality - ability to send profiles without revealing your identity
* Protected Database - cannot be accessed by employers

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Personal Finance Weekly

Readers of Personal Finance Weekly will gain an understanding of which types of investments will perform best in the current market conditions. Recent articles have highlighted the following opportunities:

· The strong performance of bonds, despite the current market turbulence, and Elliott's favorite closed-end bond funds for individual investors seeking to fortify their portfolios by investing in the best government and corporate bonds;

· The case for investing in the burgeoning water treatment sector for both defense in the near term as well as for long-haul growth;

· Finding undervalued, dividend-paying companies in the battered rural telecom sector; and

· The advantages of investing in so-called “mini bonds” such as trust preferred securities (TRUPs) and public income notes (PINE), which trade like stocks on the New York Stock Exchange (NYSE).

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Finance Degree

Bachelor of Science
Business
Finance University of Phoenix

The Bachelor of Science in Business/Finance (BSB/F) program is designed for the working professional employed by a business or public organization. The program of study is designed to enable graduates to deal effectively with an increasingly complex business environment, emphasizing the professional and personal skills needed for effectively mee...

M.B.A.
Finance Walden University

When you earn an M.B.A. from Walden, you will join a network of successful business executives who have enhanced their knowledge, expanded their influence, and advanced their careers by developing their leadership and management potential. As a member of Laureate International Universities, Walden gives you access to more than 240,000 students f...

Ph.D. in Applied Management and Decision Sciences
Finance Walden University

This specialization helps you build an understanding of financial theory, systems and practices on a foundation of management and decision sciences.

Bachelor of Science
Finance University of Maryland University College

The finance major combines a foundation in the principles of business, economics, and accounting with an in-depth focus on issues and knowledge in the areas of finance and financial management. It includes the study of business finance, financial management, investments, and security analysis and valuation. The fiance major prepares graduates fo...

Bachelor of Arts in
Business Administration
Finance Ashford University

Access Success -- choose Ashford University

Earn your Bachelor of Arts in Business Administration (BABA) degree and increase your project management, critical thinking and leadership skills. While you pursue your Business Administration degree, you'll come to understand the relationships between marketing, quantitative theory, accountin...

Bachelor of Science (BS) in
Business
Finance Capella University

The online bachelor's degree specialization in finance will help you develop your knowledge of financial management and enhance your interpersonal and professional skills. You will be prepared to make an impact on organizational effectiveness within the financial services industry, or as a financial services professional in public or private org...

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10 Questions to Ask When Choosing a Financial Planner

1. What experience do you have?
Find out how long the planner has been in practice and the number and types of companies with which she has been associated. Ask the planner to briefly describe her work experience and how it relates to her current practice. Choose a financial planner who has experience counseling individuals on their financial needs.

2. What are your qualifications?
The term "financial planner" is used by many financial professionals. Ask the planner what qualifies him to offer financial planning advice and whether he is recognized as a CERTIFIED FINANCIAL PLANNER™ professional or CFP® practitioner, a Certified Public Accountant/ Personal Financial Specialist (CPA/PFS), or a Chartered Financial Consultant (ChFC). Look for a planner who has proven experience in financial planning topics such as insurance, tax planning, investments, estate planning or retirement planning. Determine what steps the planner takes to stay current with changes and developments in the financial planning field. If the planner holds a financial planning designation or certification, check on his background with CFP Board or other relevant professional organizations.

3. What services do you offer?
The services a financial planner offers depend on a number of factors including credentials, licenses and areas of expertise. Generally, financial planners cannot sell insurance or securities products such as mutual funds or stocks without the proper licenses, or give investment advice unless registered with state or Federal authorities. Some planners offer financial planning advice on a range of topics but do not sell financial products. Others may provide advice only in specific areas such as estate planning or on tax matters.

4. What is your approach to financial planning?
Ask the financial planner about the type of clients and financial situations she typically likes to work with. Some planners prefer to develop one plan by bringing together allof your financial goals. Others provide advice on specific areas, as needed. Make sure the planner's viewpoint on investing is not too cautious or overly aggressive for you. Some planners require you to have a certain net worth before offering services. Find out if the planner will carry out the financial recommendations developed for you or refer you to others who will do so.

5. Will you be the only person working with me?
The financial planner may work with you himself or have others in the office assist him. You may want to meet everyone who will be working with you. If the planner works with professionals outside his own practice (such as attorneys, insurance agents or tax specialists) to develop or carry out financial planning recommendations, get a list of their names to check on their backgrounds.

6. How will I pay for your services?
As part of your financial planning agreement, the financial planner should clearly tell you in writing how she will be paid for the services to be provided.

Planners can be paid in several ways:

* A salary paid by the company for which the planner works. The planner's employer receives payment from you or others, either in fees or commissions, in order to pay the planner's salary.
* Fees based on an hourly rate, a flat rate, or on a percentage of your assets and/or income.
* Commissions paid by a third party from the products sold to you to carry out the financial planning recommendations. Commissions are usually a percentage of the amount you invest in a product.
* A combination of fees and commissions whereby fees are charged for the amount of work done to develop financial planning recommendations and commissions are received from any products sold. In addition, some planners may offset some portion of the fees you pay if they receive commissions for carrying out their recommendations.

7. How much do you typically charge?
While the amount you pay the planner will depend on your particular needs, the financial planner should be able to provide you with an estimate of possible costs based on the work to be performed. Such costs should include the planner's hourly rates or flat fees or the percentage he would receive as commission on products you may purchase as part of the financial planning recommendations.

8. Could anyone besides me benefit from your recommendations?
Some business relationships or partnerships that a planner has could affect her professional judgment while working with you, inhibiting the planner from acting in your best interest. Ask the planner to provide you with a description of her conflicts of interest in writing. For example, financial planners who sell insurance policies, securities or mutual funds have a business relationship with the companies that provide these financial products. The planner may also have relationships or partnerships that should be disclosed to you, such as business she receives for referring you to an insurance agent, accountant or attorney for implementation of planning suggestions.

9. Have you ever been publicly disciplined for any unlawful or unethical actions in your professional career?
Several government and professional regulatory organizations, such as the National Association of Securities Dealers (NASD), your state insurance and securities departments, and CFP Board keep records on the disciplinary history of financial planners and advisers. Ask what organizations the planner is regulated by and contact these groups to conduct a background check. (See listing at right.) All financial planners who have registered as investment advisers with the Securities and Exchange Commission or state securities agencies, or who are associated with a company that is registered as an investment adviser, must be able to provide you with a disclosure form called Form ADV Part II or the state equivalent of that form.

10. Can I have it in writing?
Ask the planner to provide you with a written agreement that details the services that will be provided. Keep this document in your files for future reference.

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What Financial Advisers Do

Most financial advisers want to look at your whole financial picture – all your income and liabilities. They want a complete picture of where you are financially so they can draw a map from where you are to where you want to go. Here are some of the benefits of using a financial adviser:

* The Big Picture – A financial adviser will develop a comprehensive profile of your financial status. This profile will identify areas of strengths and weakness.
* An Unemotional Assessment – The financial adviser will give you an unemotional assessment of what needs to be done. Money is an emotional topic for many people, which often leads to bad decisions.
* Allocate Resources – It is likely you have competing priorities, such as sending the kids to college while building a retirement fund. A financial adviser can help you allocate resources so both goals receive the appropriate share of dollars.
* Minimize Taxes – Most investment decisions carry some type of short or long-term tax implication. Your adviser can help you shape your investments in a manner that keeps taxes to a minimum and more of your dollars invested.
* Estate Planning – Careful planning will help ensure that your estate passes to loved ones in a manner that protects as much of its value as possible.

In broad terms, your adviser will cover these areas. More specifically, your adviser will focus on these areas:

* Retirement accounts such as 401(k)s, IRAs, and so on
* Insurance including medical, life, disability, liability
* Educational goals for how many children at what ages
* Taxes both personal and business if self employed or own a business
* Other financial goals such as second home, buy a business, retire early

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Financial Adviser

Buy high and sell low. To borrow an old retail saying, “you can’t make a profit on volume” trading stocks that way.

Some investors find that they don’t have the time, energy or talent to research and identify stocks for their portfolio, much less manage their money effectively. Their needs go beyond the scope of a stock broker - they may need the services of a qualified financial adviser.

In this two-part series, I’ll look at what a financial adviser can do for you and discuss the different types of financial advisers and how they work with you. This article covers what benefits you can expect from a financial adviser.

A good financial adviser will work with you to develop a game plan that fits your financial circumstances and tailors a plan to accomplish your goals.

Some people find that they are more comfortable doing their “own thing” and don’t want to spend the money a good adviser may cost.

On the other hand, many people gladly turn over the details of developing a financial plan to an expert.

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